Texas health insurance plans
More local and community-focused
Coverage you can count on, right here in Central Texas.
At Moda Health, we believe health insurance should be simple, reliable and connected to the community you call home. That's why we offer individual and family health insurance plans for people living in the greater Austin area. Our plans are backed by trusted local health systems, so you can get quality care close to home.
For more than 70 years, we've helped members across our communities find the health coverage they need to live healthier lives. From caring customer service and personalized support to wellness programs and helpful digital tools, we’re here to help you make the most of your health plan every step of the way.
Moda Select Network
You have a lot to think about when choosing the right medical benefits for you and your family. Our individual and family medical plans give you access to providers in the Moda Select Network. This network includes a group of licensed medical professionals, clinics, pharmacies, labs and hospitals.
These providers offer quality care and services to our individual members who reside in the following counties: Hays, Travis and Williamson.
Moda Select Network
Featured health systems in the Moda Select Network
You’ll receive great care and value when you choose healthcare providers and services from the Moda Select Network. Some of the major partner health systems you already know are currently participating in the Moda Select Network, including:
- Ascension Seton
In-network providers
With the Moda Select Network, we’ve carefully selected a community of primary care providers (PCPs) and specialists to ensure you have better value and better care on your journey to better health.
Out-of-network care is covered for medical emergency services, retail pharmacy services, and services at an in-network facility when you cannot choose an in-network provider. Access the same in-network benefits you enjoy in Texas when you travel to Moda Select service areas in Alaska, Oregon and Idaho.
Pharmacy benefits
The Navitus network gives you convenient access to most independent pharmacies and all major national pharmacy chains.
Whether you're filling a prescription close to home or while traveling, you'll have access to a broad pharmacy network across Texas and throughout the United States, making it easier to get the medications you need when you need them
The Navitus network includes:
- Costco
- Fred Meyer
- Safeway and Albertsons
- Walgreens
- Walmart
Locate a pharmacy in the Navitus Network >
Travel with peace of mind
Our medical plans ensure you’re covered when you travel anywhere in the United States and U.S. territories.
Outside of the Moda Select service areas, members are covered for medical emergency services and urgent care only with the Aetna® PPO Network through Aetna Signature Administrators®.
To get started, go to modahealth.com/find-care and select your network.
Need vision coverage?
Looking for an affordable vision plan you can buy on your own? Our partner, VSP®, has you covered. Get individual vision coverage anytime, anywhere. You’ll enjoy:
- A full-service eye exam every year
- Generous frame allowance
- Lens upgrades like progressives
- Flexible payment options
- And more
|
Enrollment type |
Enrollment dates |
Info |
|---|---|---|
|
Pre-shop |
Oct. 1, 2026 to Oct. 31, 2026 |
Browse plan details in advance of open enrollment |
|
Open Enrollment |
Nov. 1, 2026 to Jan. 15, 2027 |
To change your medical plan outside of these dates, you’ll have to qualify for Special Enrollment. |
|
Special Enrollment |
Anytime depending on qualifying event(s) |
Certain life events might qualify you for Special Enrollment. This means you can enroll in a health plan outside of the annual Open Enrollment period. Here are a few of the qualifying events that could make you or those you cover eligible: |
Additional Resources
Subsidies
Go to Healthcare.gov to see if you qualify for lower cost premiums or other financial assistance.